Too many roadblocks for agents
Pay-As-You-Go programs often require extra coordination, manual follow-up, and unclear next steps.
Agencies should be able to offer Pay-As-You-Go without carrier limitations, payroll compatibility gaps, or manual operational friction.

Manual drag slows every sale
Agents should not need extra follow-up, carrier workarounds, or payroll switching just to offer Pay-As-You-Go.
Pay-As-You-Go programs often require extra coordination, manual follow-up, and unclear next steps.
Some insurance carriers do not offer a fully integrated Pay-As-You-Go program for every client situation.
Clients may already use payroll providers that do not integrate cleanly with the carrier's system.

Operating layer
One clear path
Instead of forcing every agency, carrier, and payroll provider into a different workflow, PayComp standardizes the movement from sold policy to live payroll-based billing.
Eliminate unnecessary barriers between carriers, agencies, payroll providers, and clients.
Make Pay-As-You-Go easier to offer without forcing clients to change payroll providers.
Give agencies a repeatable workflow for enrollment, setup, and live payroll-based billing.
A simple agency-facing process with PayComp coordinating intake, setup, welcome communication, and payroll-based billing activation.
STEP 01
Client proposal from the agent includes PayComp integration information.
STEP 02
The client intake form provides client and payroll provider information for a smooth integration.
STEP 03
Your agency binds the workers' compensation policy using Pay-As-You-Go. PayComp provides carrier-specific binding instructions.
STEP 04
PayComp provides each agency a portal to upload every client intake form.
STEP 05
PayComp communicates directly with each client to ensure a smooth setup with their payroll provider.
STEP 06
Payroll-based billing begins automatically, improving cash flow and reducing audit surprises for the client.