01
Client authorization
The client signs a NACHA-compliant ACH debit authorization. Relay treats this as a one-time setup workflow and keeps the required authorization trail organized.
PayComp Relay
Your client's premiums, relayed with precision.
A secure ACH fund transfer program purpose-built for brokers who need a trusted intermediary to pull premium funds at payroll and remit them to the carrier.
ACH infrastructure
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Setup
NACHA-ready
Timing
Payroll-synced
4
controlled transfer stages
100%
cycle-level reconciliation visibility
Any
payroll frequency supported
Secure ACH fund transfer program
Built for the moment premium movement gets complicated.
Relay gives brokers an operational bridge between the client's bank account, the payroll schedule, and the carrier's remittance requirements. PayComp handles authorization, transfer timing, trust account reconciliation, and confirmation reporting so the broker can keep the client relationship moving forward.
4
controlled transfer stages
100%
cycle-level reconciliation visibility
Any
payroll frequency supported
How Relay works
Four controlled handoffs. One clean premium movement rail.
02
Funds transfer
Each payroll run, or scheduled policy premium withdrawal, initiates an automatic ACH pull aligned to the client's actual premium timing.
03
Trust account hold
Funds are held in a dedicated FDIC-insured trust account with real-time reconciliation discipline around every movement.
04
Carrier remittance
Funds are forwarded to the carrier on schedule with confirmation reports every cycle, reducing ambiguity for brokers, clients, and carriers.
Why brokers choose Relay
Premium movement that feels operationally engineered.
Relay is for brokers who want Pay-As-You-Go flexibility without becoming the payment operations team.
Payroll-synced timing
Premiums move when payroll runs, helping clients avoid disconnected billing cycles and year-end surprises.
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Relay uses industry-proven ACH infrastructure designed for secure, compliant money movement nationwide.
Any payroll frequency
Weekly, bi-weekly, semi-monthly, and scheduled premium pulls can fit into a clean remittance cadence.
Full reconciliation reports
Every transfer is logged, reconciled, and confirmed so brokers can answer status questions quickly.
Return item management
NSF and ACH return scenarios are handled through a managed process instead of landing back on the broker's desk.
More than workers' comp
Relay can support workers' compensation, auto liability, and other policy types that benefit from scheduled premium collection.
Broker control, operational precision
Relay creates a clean money movement layer without forcing payroll provider migration.
Use Relay when the opportunity needs Pay-As-You-Go convenience, but the carrier, client, or payroll ecosystem requires a trusted transfer intermediary. It keeps the broker in control while PayComp operates the transfer rails behind the scenes.
NACHA-compliant authorization workflow
Dedicated trust account handling
Carrier-ready confirmation reporting
Operational support for returns and reconciliation
Secured rail
Launch Pay-As-You-Go without payment friction
Start offering PayComp Relay today.
Give clients payroll-aligned premium movement while PayComp manages the ACH rails, trust account flow, and reporting discipline.